EXPERTISE

We are settlement, trial and appellate counsel experienced with all levels of the Ontario Courts, FSCO, the WSIAT, private arbitrations and the HRTO.
Accident Benefits Defence
In this complex and ever-changing area of law, we proactively advise our clients on a range of challenging and intricate Accident Benefits issues.
Bodily Injury
We defend personal injury claims arising from all casualty events. We are creative and strategic in our approach to these actions, from the minor and routine to the most complex.
Examinations Under Oath
We champion this powerful and underutilized investigative tool, applicable to all first party auto and property claims, in concert with our clients' requirements and expectations.
Health and Disability
We are dynamic and strategic in our handling of disability claims, from the routine and short-lived to the complex and long-term.
Occupier's Liability
Thoroughly considering and pursuing every defence is how we critically represent owners, tenants, contractors, and businesses involved in an occupier's liability claim.

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Products Liability
We defend claims of design and manufacturing defects, incorrect or incomplete labeling or instructions, and breaches of the duty to warn.

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WSIAT Right to Sue Applications
We bring WSIAT Right to Sue applications to determine whether an action is barred and whether a person has WSIB coverage. This is part of our strategic skill set in defending AB and BI claims.

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ADR Services
For over 15 years, we have provided premier dispute resolution and mediation training and services to private, institutional, and public clients.

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Coverage Opinions
We advise corporations, insurers, reinsurers, and excess insurers on coverage issues relating to first and third party claims.

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Fraud Defence
We are known for our early and strategic intervention, investigation, and advice on Auto, Property, Health and Disability claims to verify and confirm the authenticity and merits of each claim.
Loss Transfer
Insurers and self-insured entities can be exposed to hundreds of millions of dollars in liability to pay loss transfer from an accident involving one heavy commercial vehicle. We are experts in this field.
Priority Disputes
We are called upon to strategically front-end load, investigate, and analyze time sensitive claims to ensure that our clients only pay what they are required to pay. We are experienced arbitration and appellate counsel in this niche field.
Professional Liability
We are sought out to defend claims due to errors and omissions, with a view to preserving reputations and repairing relationships.

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Appellate Advocacy
Our clients retain us as Appellate counsel. We have argued appeals before the Ontario Court of Appeal, the Ontario Divisional Court, and the FSCO Director's Delegate on a wide variety of legal issues.

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Cyber Resilience
We assist and educate companies, individuals, public and private entities in developing cyber resilience by working with trusted experts to assess and delineate areas of weakness to mitigate the risk of a breach. We then work with those clients, brokers and insurers to quickly and cost-effectively manage a breach.

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Fraud Prosecutions
Whether organized crime or opportunistic fraud, we prosecute entities that have willfully misrepresented facts to their insurer that are material to the policy or claim.
Motor Vehicle Defence
We defend insureds and insurers against claims made in tort and through the underinsured, uninsured, and unidentified vehicle provisions of auto policies. Our style of defence is proactive, resulting in short shelf-life and low indemnity payouts.
Pro Bono
Schultz Frost LLP provides pro bono legal services to families of chronically and critically ill children to help with access to educational, health, and care resources.

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Property
Coverage and quantum can lead to conflict. We assist insurers to resolve these delicate first party disputes.
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