Kadey B.J. Schultz

E. kschultz@schultzfrost.com
T. 416.969.3436
F. 416.969.3435
CONNECT WITH ME

Assistants:

Law Clerks:

Michelle LuE. mlu@schultzfrost.com
Victoria ChichkanovaE. vchichkanova@schultzfrost.com
  • ABOUT

  • CASES

  • COMMUNITY INVOLVEMENT

  • PUBLICATIONS

  • ENGAGEMENTS

  • BLOG

Over 15 years of insurance defence litigation practice with significant arbitration, trial and appeal experience at the FSCO, Superior Court, Divisional Court and Court of Appeal, I am your strategic business partner, combining big picture thinking with refined technical skills: delivering exceptional service and advice... and I love what I do. 

My practice focuses on accident benefits claims, tort defence and anti-fraud, defending and prosecuting against opportunistic and organized auto, property, life and health fraud. I also act as appellate counsel for accident benefits, loss transfer and priority matters. I am thrilled to be honoured with the Lexpert Rising Stars, Leading Lawyers under 40 Award.

In addition to my practice, I am an adjunct professor at the University of Windsor Faculty of Law, teaching the Lawyer as Conflict Resolver and the Professional Identity and Legal Skills (PILS) courses.

I am also a committed contributor to the insurance industry, having published and lectured extensively with numerous organizations such as the Ontario and Canadian Insurance Adjusters' Associations, the Insurance Institute, the Canadian Defence Lawyers Association, RIMS Canada, the Ontario Bar Association and Osgoode Hall's Professional Development Programme.  I recently was appointed to the Council of the Medico-Legal Society of Toronto for a three year term.

Volunteering is a very important part of my life.  I am a member of the WICC Gala Committee and volunteer/fund raise with several charities. My primary fundraising focus is with Holland Bloorview Kids Rehab Hospital, working to raise funds for the Biggar Endowment in an effort to help end Duchenne Muscular Dystrophy. 

As a lawyer, mother, mentor, educator and thought leader, I am rewarded when those around me shine to their fullest potential. 

 

WORK EXPERIENCE

Partner, Schultz Frost LLP, Toronto (September 2015 - present)

Specializing in civil litigation, focusing on the defence of Statutory Accident Benefits disputes, including first party claims for benefits, private arbitrations of priority and loss transfer disputes, the interaction between the SABS and WSIB, anti-fraud for tort, AB and property, as well as personal injury claims, general negligence and solicitors' negligence.

Adjunct Professor, University of Windsor, Faculty of Law (January 2014 - present)
Teaching the Lawyer as Conflict Resolver course

Partner, Hughes Amys LLP, Toronto (July 2009 - August 2015)

Associate, Dutton Brock LLP, Toronto (Dec. 2000 - July 2009)

Mediator, Trainer and Consultant, Toronto (June 1998 - 2010)

Sessional Professor, Brock University, St. Catharines (Aug. 2002 - Jan. 2005)
Designed and instructed Introduction to Dispute Resolution Course (POLI IP50), Criminal Justice and Policing Program,    Department of Political Science.

Student-at-law, Royal & SunAlliance, Toronto (July 1999 - June 2000)

 

EDUCATION

Year of call: 2001 

Master of Laws LL.M., Osgoode Hall Law School (2003)

Bachelor of Laws LL.B., University of Windsor, Faculty of Law (1999)

Bachelor of Arts B.A., (Political Science and Theater & Performance) McGill University (1996)

  

AWARDS

Winner, Lexpert Rising Stars, Leading Lawyers under 40 in Canada (2015)

Finalist for Lexpert's Rising Stars Top 40 under 40 (2014)

Exceptional Young Lawyer Award, Canadian Defence Lawyers Association (2010)

Dorothy Waddicor Award in Alternative Dispute Resolution, University of Windsor, Faculty of Law (1999)

John W. Whiteside Award for Contribution to the Faculty of Law, the Community and the Legal Profession, University of Windsor, Faculty of Law (1999)

 

Raja and Arch (FSCO A15-004857)
2017-04-17
READ NOW
READ SUMMARY
This FSCO decision confirms an assault is an intervening act breaking the chain of causation between the use of a vehicle for a motoring purpose and the direct cause of the injuries. Despite the contemporaneous use of the insured taxi, this was not an accident under the SABS.
Fraser and RBC
2016-07-04
READ NOW
READ SUMMARY
In a precedent setting preliminary issue decision, Kadey Schultz secured a withdrawal of claims for Income Replacement, Attendant Care and Housekeeping Benefits as well as costs of $19,620.36 payable to RBC as a result of the fraudulent claim for IRBs.
ONCA Confirms Absurdity of Superior Court's Rule 9 Interpretation
2015-10-20
READ NOW
READ SUMMARY
With a unanimous 3-0 decision, the Court of Appeal confirms that heavy commercial vehicle insurers only pay loss transfer to insurers of vehicles with which they actually collide under Rules 9 and 11 of the Fault Determination Rules.
Chartis and Tipu and Bartolini Berlingieri Barrafato Fortino LLP (FSCO Appeal P14-00009)
2015-05-22
READ NOW
READ SUMMARY
A FSCO appeal of the insurer's demand for costs payable by the legal representative.
TD v. Markel, 2014 ONSC 6461 (CanLII)
2014-11-12
READ NOW
READ SUMMARY
A unique precedent and successful Loss Transfer Appeal confirming that an insurer who fails to properly transfer priority for an accident benefits claim cannot claim loss transfer.
State Farm v. Old Republic, 2014 ONSC 3887 (CanLII)
2014-06-25
READ NOW
READ SUMMARY
Superior Court Appeal of a private arbitration decision challenging the correct application of Rule 9 of the Fault Determination Rules. The entire industry awaits the appellate ruling from the Ontario Court of Appeal as hundreds of millions of dollars in potential indemnification claims remain pending.
Vaccaro v. Unifund, 2011 ONSC 5318 (CanLII)
2011-10-04
READ NOW
READ SUMMARY
Textbook opposition of motion to set aside registrar's dismissal of the action. Despite solicitor's negligence, the action was restored. $16,500 in costs awarded to the unsuccessful insurer.
Chung and Unifund (FSCO A09-000198)
2010-05-31
READ NOW
READ SUMMARY
Successful motion at the outset of the Arbitration Hearing excluding all of the Applicant's documentary evidence.
Sebamalai and Nterekas and Royal & SunAlliance (FSCO Appeal P06-00037)
2008-06-02
READ NOW
READ SUMMARY
Appeal confirming the dismissal of the arbitration and costs against the legal representative, personally.
Sebamalai and Royal & SunAlliance (FSCO A04000068)
2005-10-31
READ NOW
READ SUMMARY
Dismissal of the arbitration and costs award payable by the legal representative, personally.
O'Shea v. Co-Operators, 2005 CanLII 35773 (ON CA)
2005-09-27
READ NOW
READ SUMMARY
Court of Appeal decision dealing with the AB settlement regulation and enforcement of settlement after the insured discharged their counsel.
Harril and Pilot (FSCO A04-000039)
2005-02-14
READ NOW
READ SUMMARY
FSCO Arbitration Decision dismissing housekeeping benefits claim.
H.I. and Aviva (FSCO A02-001766)
2004-11-12
READ NOW
READ SUMMARY
FSCO decision dealing with the Applicant's capacity and reliance upon an unlicenced representative.
Iankilevitch and CGU (FSCO Appeal P03-00013)
2004-08-31
READ NOW
READ SUMMARY
FSCO Appeal confirming s. 33 suspension of benefits and remitting matter back to arbitration to determine whether the Applicant had a reasonable explanation for the s. 33 non-compliance.
Gimondo and Royal & SunAlliance (FSCO A02000654)
2004-04-16
READ NOW
READ SUMMARY
FSCO decision denying the Applicant's adjournment request and dismissing the arbitration proceeding.

Over the last four years Kadey has participated in a variety of fundraising activities, including an annual event called Music Heals at the Toronto Hard Rock Café that has helped raise over $295,000.

"As a mother with a son who suffers from Duchenne Muscular Dystrophy, generating awareness and raising funds to support the quality of life of kids with DMD is part of what I do every day."

Music Heals 2017

Please join us this year for Music Heals 6!

 

Buy your tickets or donate here: www.hollandbloorview.ca/musicheals

 

The inaugural Music Heals event took place in 2012, in support of Kadey Schultz and her son Emery, who was diagnosed with Duchenne Muscular Dystrophy (DMD). Funds raised benefit the Biggar Endowment at Holland Bloorview Kids Rehabilitation Hospital.

 

2016 marked the 5th Annual Music Heals. With a fabulous night of music from the St. Royals and surprise special guests Josh and Lily performing 'Count on Me", over $62,000 was raised.

 

Over $295,000 has been raised since 2012.

See highlights
Fort McMurray Canadian Red Cross Fundraiser

 

 

Fort McMurray Relief

 

With the enthusiatic support of our industry friends and colleagues, we were able to raise $2,000 for the Canadian Red Cross Fort McMurray Relief by hosting a social get togther in our newly renovated office space.

 

See highlights
Women In Insurance Cancer Crusade (WICC)

 

Mobilizing For A Cure

Since the inception of WICC in 1996, with the help of the entire insurance industry and its supporters, over $11,000,000 has been raised in support of cancer research and education. This has been achieved from industry support at a variety of WICC functions, including dinners, learning breakfasts, concerts, relays, golf tournaments, as well as the purchase of WICC candles, CDs and other products. In addition, numerous individuals, companies and associations within and related to the insurance industry have held or sponsored events specifically to raise funds for WICC or directed the proceeds of their annual events to WICC.

The involvement of all WICC supporters and volunteers has made it possible for WICC to achieve its Mission: To mobilize the Canadian Insurance Industry in the fight against cancer by focusing on cancer research, support and education. 

See highlights
Music Heals 2015

 

The inaugural Music Heals event took place in 2012, in support of Kadey Schultz and her son Emery, now eight, who was diagnosed with Duchenne Muscular Dystrophy (DMD). Funds raised benefit the Biggar Endowment at Holland Bloorview Kids Rehabilitation Hospital.

 

In 2015, Kadey announced her goal of raising $1,000,000 for the Biggar Endowment for Muscular Dystrophy by the time Emery is 18. In 2012, $20,000 was raised at this event and, in 2013, the number jumped to $38,000. In 2014, it increased again to $45,000, but it didn’t stop there. Music Heals ignited a fundraising challenge, which raised $100,000 by November 1, 2014. As a result, a private donor contributed a further $75,000 to the Biggar Endowment. Through Music Heals and everyone’s efforts, the Biggar Endowment has now received over $233,000 since Emery’s diagnosis. 



See highlights
Kadey Schultz is a passionate advocate for the Biggar Endowment at Holland Bloorview Kids Rehabilitation Hospital.
Law Times Article: Insurance Defence Boutiques Have Flexibility in Approach
by Michael McKiernan 2016-03-28
READ NOW
READ SUMMARY
<p><strong><br /></strong>Kadey B.J. Schultz and Jason Frost present their views on the evolving role of insurance defence litigation firms and how Schultz Frost LLP plays a unique, consultative role, partnering with clients to manage risk and reduce reliance on outside counsel. </p>
Presentation: Before the Changes Come - The Top Ten AB Cases of 2015
by Kadey B.J. Schultz 2016-02-03
READ NOW
READ SUMMARY
What you need to know about the latest developments in Accident Benefits! Get up to speed on changes regarding: - The ability of insurers to conduct EUOs - Why catastrophic impairment is NOT a benefit (and the implications) - Limitation periods - Interest on retroactive attendant care benefits - Loss transfer in chain reaction collisions
Presentation: Cyber Risk in Canada -- What to Watch Out for and How to Be Prepared
by Kadey B.J. Schultz 2016-02-02
READ NOW
READ SUMMARY
This dynamic OBA Institute presentation focuses on Cyber Risk, Privacy Laws, New IIROC Best Practices and Must-Do's for law firm security in 2016.
ONCA Confirms Absurdity of Superior Court's Rule 9 Interpretation
by Kadey B.J. Schultz 2015-10-20
READ NOW
READ SUMMARY
With a unanimous 3-0 decision, the Court of Appeal confirms that heavy commercial vehicle insurers only pay loss transfer to insurers of vehicles with which they actually collide under Rules 9 and 11 of the Fault Determination Rules.
Investigators Trawl Social Media to Catch Fraud
by Sara Tatelman 2015-05-01
READ NOW
READ SUMMARY
It starts like any love story: twenty-something girl meets car. Girl and car get into a crash. Girl files a catastrophic injury claim with her insurance company. Then girl goes off the grid.
Phish Tales
by Kadey B.J. Schultz and Aleksandra Zivanovic 2015-04-16
READ NOW
READ SUMMARY
Cyber criminals have perpetrated - and continue to perpetrate - on banks around the world a spin on the classic bait-and-switch manoeuvre. The new form of phishing has already proved very costly and should serve as a caution that all industries, not just financial institutions, need to develop cyber resilience to avoid getting hooked in.
Moving Target
by Angela Stelmakowich 2015-03-01
READ NOW
READ SUMMARY
Cyber risk is evolving. Despite recent high-profile attacks meant to disparage, disrupt and produce fear, though, a true picture of cyber risk involves far more than intended events. Risk managers must, first, accept the breathtaking breadth of the risk and, second, be ready to absorb information that will help them to set an accurate sight on what is (and will continue to be) a moving target.
10 Decisions that will Impact your Motor Vehicle Litigation Practice
by Kadey B.J. Schultz and Anne Fyfe 2015-02-04
READ NOW
READ SUMMARY
<p>The essential insurance law update from the OBA Institute's 2015 CPD Seminar on February 4, 2015, featuring important cases dealing with priority, deflection, loss transfer, attendant care benefits, interest, threshold, and more.</p>
Game Changer
by Angela Stelmakowich 2013-01-13
READ NOW
READ SUMMARY
Will recommendations contained in the Ontario Automobile Insurance Anti-Fraud Task Force report be a game changer, addressing what has become an increasingly organized and expensive problem? Or could implementation and timing issues threaten to alter the carefully plotted road map for improving the system?
Managing Auto Fraud
by Kadey B.J. Schultz and Chris Rain, VP Claims, Arch Insurance for Canadian Underwriter 2012-05-01
READ NOW
READ SUMMARY
Kadey B.J. Schultz and Chris Rain, Arch Insurance Vice President of Claims, consider how to apply risk management principles to prevent auto insurance fraud.
Access to Private Facebook Pages a Question of Logistics, Not Privacy
by Canadian Underwriter 2011-12-01
READ NOW
READ SUMMARY
Defence counsel's use of private Facebook pages in litigation is not an issue of breaching the plaintiff's privacy so much as it's an issue of logistics and the timing associated with accessing information on private pages.
Litigation Looms Over Minor Injury Cases
by Judy Van Rhijn 2011-10-17
READ NOW
READ SUMMARY
Many insurance industry professionals are predicting a deluge of litigation over the many uncertainties associated with the application of the minor injury guidelines.
The Era of Active Communication
by Kadey B.J. Schultz 2011-09-01
READ NOW
READ SUMMARY
Ontario's auto reforms highlight the importance of documenting all communications with consumers - even if those communications prove to be entirely one-sided.
Falling Under
by Laura Kupcis 2011-08-05
READ NOW
READ SUMMARY
While more than 50 per cent of all claims in Ontario are currently falling under the MIG, this could have serious cost ramifications in future if case law does not favour insurers who are applying the MIG prior to the renewal date.
More than 50% of all AB Claims Falling Under the MIG
by Canadian Underwriter 2011-05-16
READ NOW
READ SUMMARY
The issue is not how many claims fall into the MIG at the outset, but how many stay in the MIG, which will only be borne out by time and the development of case law.
Language Divide
by Vanessa Mariga 2011-05-01
READ NOW
READ SUMMARY
A government blue-ribbon panel of medical experts has produced a proposed new draft of Ontario's catastrophic impairment definition, including a welcomed "line in the sand" against combining physical and psychological impairments to determine whole person impairment. But how will the medical terminology in the new definition be translated into the language of case law?
Hitting the Mark Aiming for Successful SABS & MIG Outcomes
by Laura Kupcis 2011-04-01
READ NOW
READ SUMMARY
The more things change, the more they stay the same. Slightly more than six months after the rollout of the revamped Statutory Accident Benefits Schedule (SABS), including the implementation of the Minor Injury Guideline (MIG), health care providers have raised concerns about decisions adjusters are making with respect to a claimant's health. Conversely, adjusters are raising concerns about health care providers' treatment requests made on behalf of claimants.
Best Practices Help to Avoid Special Arbitration Awards When No Benefits are in Dispute
by Canadian Underwriter 2011-02-09
READ NOW
READ SUMMARY
A recent Financial Services Commission of Ontario (FSCO) decision - which granted a special award when there were no benefits in dispute - should prompt adjusters to follow a set of best practices to avoid a similar decision in the future.
Loosening the Cap
by Vanessa Mariga 2011-01-01
READ NOW
READ SUMMARY
When the Financial Services Commission of Ontario (FSCO) placed a $2,000 limit on AB assessments under its Minor Injury Guideline (MIG) in September 2010, it intended to restrict a ballooning area of expense for insurers. But now, four months into the reforms, a debate has opened about whether the restriction is in fact too tight.
Ontario's $2,000 Cap on AB Assessments Could be Vulnerable to Charter Challenge: AB seminar panelist
by Canadian Underwriter 2010-11-01
READ NOW
READ SUMMARY
By including a health practitioner's travel and translation costs within a $2,000 limit on auto insurance accident benefits assessments, the new Ontario auto insurance reforms may be heading down the highway towards a Charter challenge.
Defining Minor Injury
by Laura Kupcis 2010-10-01
READ NOW
READ SUMMARY
While the insurance industry is hopeful the new Minor Injury Guideline (MIG) will successfully curb claims costs, there is an underlying current of fear that perceived loopholes in the MIG might thwart its effectiveness.
A $25,000 Question?
by Kadey B.J. Schultz 2009-12-01
READ NOW
READ SUMMARY
An award of aggravated damages for mental distress exceeding the value of the benefits in dispute.

Kadey B.J.'s Latest Speaking Engagements

Search By Year
SELECT DATE
Past EventsDateCity
Music Heals 6!2017-05-24Toronto, ON

Please join Schultz Frost LLP at the 6th Annual Music Heals Fundraiser.

It has been 6 years since Kadey's son Emery was diagnosed with the terminal neuromuscular disease Duchenne Muscular Dystrophy. With your help all proceeds will go to the Biggar Endowment for Muscular Dystrophy at Holland Bloorview Kids Rehabilitation Hospital to help all the boys with DMD live their best lives – maybe even long lives.

When:
Wednesday, May 24, 2017
7 p.m. – Midnight

Where:
The Hard Rock Café
279 Yonge StreetToronto, ON M5B 1N8 

Entertainment By:
The Doubts

Your $75 admission includes a drink ticket and appetizers. There will be a silent auction table with great prizes.

A tax receipt for $50 per ticket will be emailed to you once you complete your purchase.

Tickets can be purchased on-line at www.hollandbloorview.ca/musicheals and a tax receipt will be emailed to you immediately.


The same website has a donation link if you are unable to attend but wish to support this cause.

To make a donation to the silent auction, please contact Joy at: jstothers@schultzfrost.com

MORE ABOUT THIS EVENT

2017 OIAA Provincial Conference 2017-05-04Waterloo

Join us in Waterloo on May 4, 5 & 6 for the 2017 OIAA Provincial Conference!

 

Kadey B. J. Schultz joins the SABS and LAT Panel Discussion - Is This What Anyone Expected?

Moderated by OIAA Past President Catherine Groot, the panel will discuss the impact of the no fault changes and the currect state of Accident Benefits in Ontario.

9:15 am - 10:15 am on May 5, 2017

 

The Inn of Waterloo & Conference Centre

475 King Street North

Waterloo, ON

 

 

MORE ABOUT THIS EVENT

CIAA Ontario Chapter - Things that Keep an Auto Adjuster up at Night: Sweet Dreams are just around the Corner 2017-04-20Toronto

Kadey B. J. Schultz leads a strategic discussion about the pressing adjusting issues that haunt our dreams and awake us in the middle of the night.

Learn how to anticipate, prevent, de-escalate and strategize your way to 8 hours of uninterrupted ZZZs.

 

Thursday, April 20, 2017 from 9:00 am - 1:00 pm

Sheraton Toronto Airport Hotel and Conference Centre
801 Dixon Rd., Toronto, Ontario

Breakfast and Registration open at 8:30 am

MORE ABOUT THIS EVENT

Advocates Society 2017-04-07Toronto

Kadey B.J. Schultz presents "License Appeal Tribunal Advocacy"

The presentation and provocative discussion will cover:

  • An Overview of the LAT: How Did We Get Here?
  • Top Cases and Recent Trends at the LAT
  • Preparing for the Case Conference: Do’s and Don’ts
  • Best Practices in Preparing for the LAT Hearing
  • Demonstration and Commentary: Effective Advocacy at the LAT
  • The Adjudicators Speak: What You Need to Know

Location: The Advocates’ Society Education Centre, 250 Yonge St., Suite 2700, Toronto, ON

Seminar: 1:00 pm  – 4:30 pm

 

MORE ABOUT THIS EVENT

Accident Benefits 20172017-02-24Toronto

Kadey B.J. Schultz co-chairs "Accident Benefits 2017"

Topics Include

  • Emerging trends from early adjudication of AB claims at the LAT and the decisions it has released so far
  • Strategies arising in response to the combining and reduction of available benefits
  • Best approaches to case conferences, motions and adjudications under the new system
  • Overcoming pitfalls in information/document production and examinations under oath under the SABS
  • How to comply with s.33 notice requirements, and what to do if they aren’t satisfied
  • Understanding the new CAT definition – and using it to your advantage
  • Suing the insurance broker – a neglected source of recovery?
  • Getting the tribunal’s decision reviewed – the available processes, when each is available, and why to choose one over another

Location: Osgoode Professional Development, 1 Dundas St. West, 26th Floor, Toronto ON

Registration: 8:30 am

Seminar: 9:00 pm – 4:45 pm

 

MORE ABOUT THIS EVENT

Successful Advocacy in Tort and Personal Injury Mediations2017-02-15Toronto, ON

Kadey B.J. Schultz co-presents "Your Relationship with the Mediator" at the Osgoode Hall Successful Advocacy in Tort and Personal Injury Mediations

The presentation and provocative discussion will cover:

  • Must you avoid disclosing your strategy to the mediator?
  • How much candour can you afford?
  • Can/should you 'hide behind the mediator'?

Location: Osgoode Professional Development, 1 Dundas St. West, 26th Floor, Toronto, ON

Seminar: 10:55 am - 11:35 am

MORE ABOUT THIS EVENT

OIAA Trade Show and Conference 2017-01-31Toronto

Kadey B.J. Schultz presents "Accident Benefits, A Year in Review:There's no going back so let's make the most of the LAT"

 

Location: Metro Toronto Convention Centre, Constitution Hall, Room 201BD, Toronto, ON

Seminar: 9:00 am - 10:00 am

 

MORE ABOUT THIS EVENT

The Ontario Insurance Adjusters Association Seminar2016-10-20Durham

Kadey B.J. Schultz and Jason Frost present "You Can't Always Get What You Want, but if you try sometimes, you just might get... the LAT, new SABs and a working definition or two". 

The presentation and provocative discussion will cover:

The substantive and procedural changes to the SABS June 1, 2016;

The new LAT rules and how insurers from the adjusting level up can lead the transition from FSCO to the LAT; and

The definition changes planned for catastrophic impairment, NEBs and the Minor Injury Guideline.

This program is designed for adjusters, independent adjusters, examiners, ADR specialists, lawyers and all experts involved in the SABS process.

 

Location: Deer Creek Golf, 2700 Audley Rd, Ajax

Registration: 11:30 a.m. Lunch 12:00 pm

Seminar: 12:30 p.m. – 3:30 p.m.

 

MORE ABOUT THIS EVENT

Canadian Defence Lawyers2016-10-06Toronto

Join Kadey B.J. Schultz for her presentation on "Top 10 AB Cases of 2016" at CDL Accident Benefits Fall Classic.

 

Location: Hilton Toronto 145 Richmond Street West, Toronto, ON

Registration: 8:30 am

Seminar: 9:00 am to 4:00 pm

Attendees will earn 5 - 6 hours of substantive CPD Credits

MORE ABOUT THIS EVENT

The Ontario Insurance Adjusters Association Seminar2016-09-26Niagara-on-the-Lake

Kadey B.J. Schultz and Jason Frost present "You Can't Always Get What You Want, but if you try sometimes, you just might get... the LAT, new SABs and a working definition or two". 

The presentation and provocative discussion will cover:

The substantive and procedural changes to the SABS June 1, 2016;

The new LAT rules and how insurers from the adjusting level up can lead the transition from FSCO to the LAT; and

The definition changes planned for catastrophic impairment, NEBs and the Minor Injury Guideline.

This program is designed for adjusters, independent adjusters, examiners, ADR specialists, lawyers and all experts involved in the SABS process.

 

Location: Redstone Winery, 4245 King Street, Beamsville

Seminar: 11:00 a.m. - 4:00 p.m.

 

 

 

MORE ABOUT THIS EVENT

The Ontario Insurance Adjusters Association Seminar2016-09-20Barrie

Kadey B.J. Schultz and Jason Frost present "You Can't Always Get What You Want, but if you try sometimes, you just might get... the LAT, new SABs and a working definition or two". 

The presentation and provocative discussion will cover:

The substantive and procedural changes to the SABS June 1, 2016;

The new LAT rules and how insurers from the adjusting level up can lead the transition from FSCO to the LAT; and

The definition changes planned for catastrophic impairment, NEBs and the Minor Injury Guideline.

This program is designed for adjusters, independent adjusters, examiners, ADR specialists, lawyers and all experts involved in the SABS process.

 

Location: Barrie Country Club, 635 St Vincent Street, Barrie

Registration: 9:00 a.m. 

Seminar: 9:30 a.m. - 12:30 p.m.

 

 

 

MORE ABOUT THIS EVENT

The Ontario Insurance Adjusters Association Seminar2016-05-17Thunder Bay

Kadey B.J. Schultz and Jason Frost present "You Can't Always Get What You Want, but if you try sometimes, you just might get... the LAT, new SABs and a working definition or two". 

The presentation and provocative discussion will cover:

The substantive and procedural changes to the SABS June 1, 2016;

The new LAT rules and how insurers from the adjusting level up can lead the transition from FSCO to the LAT; and

The definition changes planned for catastrophic impairment, NEBs and the Minor Injury Guideline.

This program is designed for adjusters, independent adjusters, examiners, ADR specialists, lawyers and all experts involved in the SABS process.

Date and Time: Tuesday, May 17, 2016 (1-4 pm)

Location: DaVinci Centre, 340 Waterloo St S, Thunder Bay, ON P7E 6H9

Phone:(807) 623-2415

Broker attendees will earn 2.5 RIBO credits

 

 

 

MORE ABOUT THIS EVENT

The Ontario Insurance Adjusters Association Seminar 2016-04-26Belleville

Kadey B.J. Schultz and Jason Frost present "You Can't Always Get What You Want, but if you try sometimes, you just might get... the LAT, new SABs and a working definition or two". 

The presentation and provocative discussion will cover:

The substantive and procedural changes to the SABS June 1, 2016;

The new LAT rules and how insurers from the adjusting level up can lead the transition from FSCO to the LAT; and

The definition changes planned for catastrophic impairment, NEBs and the Minor Injury Guideline.

This program is designed for adjusters, independent adjusters, examiners, ADR specialists, lawyers and all experts involved in the SABS process.

 

Location: Travelodge Hotel, 11 Bay Bridge Rd, Belleville, ON

Registration: 9:00 am

Seminar: 9:30 am - 12:30 pm

 

 

MORE ABOUT THIS EVENT

Canadian Independent Adjusters Association 2016-04-21Toronto

Join Kadey B.J. Schultz for her presentation on "Ontario Auto Reform: Much like the game of Blackjack, strategy is everything. Learn whether to Split, Double or Hit" at the April 21 Canadian Independent Adjusters Association event in Toronto.

The 1/2 day event will also include a presentation by Keith Elliott of Reed Research, focusing on the Changing Environment of Insurance Investigation, using Social Media and Cyber Tools to your advantage. 

 

Location: Sheraton Toronto Airport Hotel and Conference Centre, 801 Dixon Rd., Toronto, ON

Breakfast and Registration: 8:30 am

Seminar: 9:00 am - 1:00 pm

 

 

MORE ABOUT THIS EVENT

Hamilton Law Association/OIAA - Joint Insurance Seminar2016-04-19Hamilton

Join Kadey Schultz and a talented group of presenters for this day long program which provides 5 substantive and 1.5 professionalism CPD hours.

As part of the morning session, Kadey and Claire Wilkinson provide an overview of the regulatory changes to the Ontario no fault system and discuss the transition from FSCO/ADR to the Licence Appeals Tribunal (LAT).

Location: The Hamilton Convention Centre, 1 Summers Lane, Hamilton

Registration: 7:45 a.m.

Seminar: 8:00 a.m. - 3:30 p.m.

MORE ABOUT THIS EVENT

The Ontario Insurance Adjusters Association April Seminar2016-04-13Toronto

Kadey B.J. Schultz and Jason Frost present "You Can't Always Get What You Want, but if you try sometimes, you just might get... the LAT, new SABs and a working definition or two". 

The presentation and provocative discussion will cover:

The substantive and procedural changes to the SABS June 1, 2016;

The new LAT rules and how insurers from the adjusting level up can lead the transition from FSCO to the LAT; and

The definition changes planned for catastrophic impairment, NEBs and the Minor Injury Guideline.

This program is designed for adjusters, independent adjusters, examiners, ADR specialists, lawyers and all experts involved in the SABS process and provides 2.5 RIBO credits for RIBO licencees.

Location: The Grand, 225 Jarvis Street, Toronto

Registration: 12:30 p.m.

Seminar: 1 - 4 p.m. 

MORE ABOUT THIS EVENT

2016 WICC Ontario Gala Dinner2016-04-06Toronto

Join us at the Gala Celebration of WICC's 20th Anniversary!

 

Founded in 1996, the Women In Insurance Cancer Crusade's mandate is to mobilize the Canadian Insurance Industry in the fight against cancer by focusing on cancer research, support and education.

Over $11,000,000 has been raised to date for cancer research, with a focus on breast and prostate cancer.

Schultz Frost LLP is honoured to have supported WICC over the years and we look forward to another successful Gala event with our friends and colleagues. 

 

 

 

MORE ABOUT THIS EVENT

The Ontario Insurance Adjusters Association April Seminar 2016-04-04London

Kadey B.J. Schultz and Jason Frost present "You Can't Always Get What You Want, but if you try sometimes, you just might get... the LAT, new SABs and a working definition or two". 

The presentation and provocative discussion will cover:

The substantive and procedural changes to the SABS June 1, 2016;

The new LAT rules and how insurers from the adjusting level up can lead the transition from FSCO to the LAT; and

The definition changes planned for catastrophic impairment, NEBs and the Minor Injury Guideline.

This program is designed for adjusters, independent adjusters, examiners, ADR specialists, lawyers and all experts involved in the SABS process.

Location: The Lamplighter Inn, 591 Wellington Road S., London

Registration: 1:30 p.m.

Seminar: 2 - 5 p.m. 

MORE ABOUT THIS EVENT

Dynamic Functional Solutions SABS Seminar 20162016-04-01Mississauga

The "Dynamic SABS Seminar 2016" is a full day program designed for adjusters, insurers, medical practitioners and lawyers, with a strong focus on the amended definition of catastrophic impairment.

Kadey B.J. Schultz will lead a lively and provocative discussion focusing on the legal and process issues at play with the new definition of catastrophic impairment: How many kicks at the CAT do we need to get it "right"?

In the subsequent panel with Willie Handler and Dr. Michael Hanna, Kadey will discuss and debate all of the changes that will affect the accident benefits industry and the proactive management of SABS claims.

Location: Mississauga Grand Banquet and Event Centre, 35 Brunel Road, Unit 7, Mississauga

Agenda:

8:00 a.m.: Registration & Breakfast
8:30 a.m.: Welcome & Introduction
8:30 a.m.: Dr. Mohammed Ranavaya 
10:30 a.m.: Coffee Break
10:45 a.m.: Dr. Mohammed Ranavaya continued
12:00 p.m.: Lunch
1:00 p.m.: Dr. Michael Hanna 
1:45 p.m.: Willie Handler
2:30 p.m.: Afternoon Coffee Break
2:45 p.m.: Kadey Schultz
3:30 p.m.: Panel Discussion
4:00 p.m.: Mix & Mingle

Register here: http://www.dynamicfunc.com/Registration.php

 

MORE ABOUT THIS EVENT

Ontario Insurance Institute (Hamilton) - Fireside Chat2016-02-25Hamilton

Moderator: CEO Roundtable

Location: Michaelangelo's Banquet Hall, 1555 Upper Ottawa Street, Hamilton

Date and Time: February 25, 2016, 8:00 am to 10:30 am

Kadey Schultz moderates a fireside chat with Donna Ince (Senior Vice President, RSA), Duane Sanders (President and CEO, Travelers Canada) and Ed Forbes (CEO, Dufferin Mutual) on hot insurance topics such as digital and direct distribution, technological changes (internet, autonomous vehicles) and the consumer-centric focus of insurance products.

 

MORE ABOUT THIS EVENT

Medico-Legal Society of Toronto - Kitty/CAT: The New and the Old2016-02-24Toronto

Speaker: Kitty/CAT The New and the Old

Location: 20 Toronto Street, Toronto

Date: February 24, 2016

Join the Medico-Legal Society's 6th annual program on catastrophic impairment.

Kadey Schultz presents the top 5 CAT cases and an expert panel, including Dr. William Gnam, Dr. Arthur Ameis and Dr. Bruce Paitich, provides their insight into the new catastrophic impairment definition.

Register at: http://www.mlst.ca/?page=197

MORE ABOUT THIS EVENT

Osgoode PD: Accident Benefits 20162016-02-19Toronto, ON

Kadey co-chairs this full-day professional development seminar devoted to the latest caselaw, legislative developments (the implementation of the LAT and SABS changes effective June 1, 2016) and practice tips for effectively presenting an accident benefits case on behalf of applicants or insurers.

Register now at: osgoodepd.ca/accidentbenefits or click the below link.

MORE ABOUT THIS EVENT

OIAA Claims Conference2016-02-03Toronto, ON

Speaker: Accident Benefits: Just when you think you've got it...

Location: Metro Toronto Convention Centre

Date: Wednesday, February 3, 2016

 

 

 

 

MORE ABOUT THIS EVENT

OBA Institute: The Times They are a-Changin': The Impact of Societal and Technological Advancements on Insurance Law2016-02-02Toronto, ON

Speaker: Cyber Risk in Canada: What to Watch Out for, and How to Be Prepared

Location: 20 Toronto Street, 2nd Floor, Toronto

Date: February 2, 2016, 8:45 am - 11:45 am

The recent Ashley Madison data breach once more highlighted the fact that cyber losses are a very real threat for businesses and the demand for cyber risk insurance products has insurers looking at their potential coverage exposures for privacy risks and data loss.

Hear about the emerging legal issues and get the information your need to properly advise your clients.

 

 

MORE ABOUT THIS EVENT

Osgoode PD: Succeeding on Mediations2015-10-29Toronto, ON

Faculty: Succeeding on Mediations: A Toolbox for Advocates

Location: Osgoode Professional Development,  1 Dundas Street West, 26th Floor, Toronto

Date: October 29-30, 2015

 

MORE ABOUT THIS EVENT

2015 RIMS Canada Conference2015-09-28Quebec City, QC

2015 RIMS Canada Conference 

Session:  1B: Don't Let Them Eat Your Lunch - The Prevention Method… for Cyber Risk

Palais des Congres de Quebec,  Quebec City

Date & time of session: Monday, September 28, 13:45-14:45

Session Coordinator:  Kadey B.J. Schultz, LL.B., LL.M

 

MORE ABOUT THIS EVENT

OSOT Conference 20152015-09-26Kingston, ON

Speaker: What's Trending in the Auto Insurance Sector

Location: The Ambassador Hotel and Conference Centre, Kingston, ON

Date and time: September 26th, 10:30 am

 

MORE ABOUT THIS EVENT

The Insurance Institute of Ontario2015-09-18Sudbury, ON

Speaker: AB/BI - The Latest Trends, Legal Decisions & Best Practices

Location: Days Inn, 117 Elm Street, Sudbury, ON, P3C 1T3

Date and Time: September 18, 2015 9:00 a.m. - 4:00 p.m. EST

MORE ABOUT THIS EVENT

It's not by Accident that an Assault is not an Accident
by Kadey B.J. Schultz 2017-04-19
READ NOW
READ SUMMARY

Arbitrator Musson confirms an assault is an intervening event breaking the chain of causation between the use of the vehicle and the injuries suffered by the Applicant.

Copyright © 2015 SchultzFrost LLP. All Rights Reserved.     Terms of Use